Privacy Policy

Buy House No Banks, available at www.buyhousenobanks.com, is operated by a company that markets and sells owner financed homes in Texas. This Privacy Policy explains how we collect, use, store, and protect information you provide to us when you visit our website, submit a form, contact us, request information about a property, schedule a showing, apply for owner financing, or otherwise communicate with us.

By accessing or using our website, or by submitting information to us, you acknowledge that you have read and understood this Privacy Policy. If you do not agree with this Privacy Policy, please do not use our website or provide information to us.

1. Information We Collect

We may collect information that you voluntarily provide to us, as well as information collected automatically, including but not limited to the categories described below:

Identifiers and contact information, such as your name, telephone number, email address, and mailing or property address; commercial and transactional information, such as property interest, preferred location, budget, financing interest, and showing requests; application information; communication preferences; and any other information you elect to submit through our website, forms, calls, text messages, emails, or other communication channels.

We may also collect certain technical and usage information automatically when you visit our website, such as your IP address, browser type, device type, operating system, pages visited, referral source, and website activity, including through cookies and similar technologies described in this Privacy Policy. We use this information to operate, secure, analyze, and improve our website, marketing, and customer experience.

2. How We Use Your Information

We may use your information to:

Respond to your inquiries; provide property information and schedule showings; follow up regarding homes for sale and owner-financing opportunities; evaluate, process, and administer applications and buyer-interest submissions; operate, maintain, secure, and improve our website and services; conduct analytics and marketing; detect, prevent, and address fraud, security incidents, or misuse; comply with applicable legal, regulatory, and contractual obligations; and communicate with you regarding real estate opportunities, offers, updates, and related services.

3. Consent to AI and Human Follow-Up Communications

By submitting your contact information to Buy House No Banks, you expressly consent to be contacted by Buy House No Banks and its employees, agents, representatives, service providers, and automated or artificial-intelligence-assisted technology systems, using the contact information you provided, in accordance with this Privacy Policy and applicable law.

This may include contact by human representatives and AI-assisted systems through:

Phone calls, text messages, SMS messages, email, voicemail, prerecorded messages, automated dialing systems, artificial intelligence tools, AI-assisted messaging, and other communication technologies.

These communications may include property information, appointment reminders, application follow-ups, financing information, marketing messages, and other real estate-related communications about owner financed homes in Texas.

You understand and agree that your consent to receive marketing calls, text messages, or emails is not a condition of purchasing any property, good, or service. Message and data rates may apply, and message frequency may vary. You may opt out at any time as described below.

4. Opt-Out Rights

You may opt out of marketing text messages at any time by replying STOP to any text message you receive from us.

You may also request that we stop contacting you by calling us at 888.515.2462 or emailing info@buyhousenobanks.com.

Please note that even if you opt out of marketing communications, we may continue to send you non-marketing or transactional communications relating to a transaction, showing, application, legal notice, account matter, or other service-related purpose, as permitted by applicable law. We will process opt-out requests within a reasonable time and in accordance with applicable law.

5. Sharing of Information

We do not sell your personal information for monetary consideration in the ordinary meaning of selling customer lists. However, certain privacy laws, including the Texas Data Privacy and Security Act and the California Consumer Privacy Act, define "sale" and "sharing" more broadly to include disclosures of personal information for cross-context behavioral or targeted advertising. To the extent we use advertising cookies, pixels, or similar technologies that may constitute a "sale" or "sharing" under such laws, you may opt out of such targeted advertising by adjusting your browser or device settings, using a recognized opt-out preference signal such as the Global Privacy Control where supported, or contacting us using the information in this Privacy Policy. However, we may share your information with trusted third parties when reasonably necessary to operate our business, communicate with you, market our properties, process applications, manage leads, provide customer support, maintain our website, comply with legal requirements, or complete a real estate transaction.

These third parties may include customer relationship management (CRM) providers, telephone and text messaging providers, email platforms, artificial-intelligence communication tools, website hosting and analytics providers, transaction support providers, title companies, attorneys, lenders, loan servicers, contractors, and other service providers and business partners involved in owner-financed home sales. We require such service providers to use your information only as necessary to perform services on our behalf and to protect it consistent with applicable law. We may also disclose information as required by law, legal process, or governmental request, or to protect the rights, property, or safety of Buy House No Banks, our customers, or others.

6. Use of AI Tools

We may use artificial intelligence tools to assist with customer communication, lead follow-up, appointment reminders, property matching, website support, and internal business operations.

These tools may assist in drafting, sending, organizing, prioritizing, or responding to messages, and may be subject to human review. Communications generated with the assistance of such tools are for general informational purposes only, do not constitute legal, financial, tax, or real estate advice, and do not replace your responsibility to independently review all property details, financing terms, agreements, disclosures, and legal documents, and to consult your own professional advisors, before making any decision.

7. Cookies and Tracking Technologies

Our website may use cookies, pixels, analytics tools, and similar technologies to understand website traffic, improve performance, remember user preferences, and measure advertising effectiveness.

You may manage or disable cookies through your browser settings, and, where applicable, you may exercise choices regarding tracking technologies used for targeted advertising as described in the "Sharing of Information" section above, including by means of a recognized opt-out preference signal such as the Global Privacy Control. Please note that some website features may not function properly if cookies are disabled.

8. Data Security

We maintain reasonable administrative, technical, and physical safeguards designed to protect the information we collect against unauthorized access, use, alteration, or disclosure. However, no website, database, or electronic communication or storage system is completely secure, and we cannot guarantee the absolute security of your information. You are responsible for maintaining the confidentiality of any credentials used to access our services and for transmitting information to us at your own risk.

9. Data Retention

We retain your information for as long as reasonably necessary to fulfill the purposes described in this Privacy Policy, unless a longer retention period is required or permitted by law. The criteria used to determine our retention periods include the nature and sensitivity of the information, the purposes for which it is processed, our legal and contractual obligations, the need to resolve disputes and enforce our agreements, and applicable statutes of limitation and recordkeeping requirements. When information is no longer needed, we will delete, de-identify, or anonymize it in accordance with applicable law.

10. Children’s Privacy

Our website and services are intended for adults interested in real estate opportunities and are not directed to children. We do not knowingly collect personal information from children under the age of 13 (or such other age as may be required by applicable law). If we become aware that we have inadvertently collected personal information from a child without appropriate consent, we will take reasonable steps to delete such information. If you believe a child has provided us with personal information, please contact us using the information below.

11. Texas Residents

Buy House No Banks operates in Texas and markets owner-financed homes in Texas. We endeavor to comply with applicable federal and Texas laws governing privacy and data protection, including the Texas Data Privacy and Security Act, as well as laws relating to real estate advertising, telephone calls, text messages, emails, and consumer communications. To the extent the Texas Data Privacy and Security Act or other applicable law affords you rights with respect to your personal data, such as the right to access, correct, delete, or obtain a copy of your personal data, or to opt out of certain processing, you may exercise those rights by contacting us using the information below, and we will respond as required by law.

12. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. When we do, we will revise the “Last Updated” date at the top of this page and post the revised Privacy Policy here. Material changes may be communicated through additional notice where required by law. Your continued use of our website after the revised Privacy Policy is posted constitutes your acceptance of the changes, to the extent permitted by applicable law.

13. Contact Us

If you have questions about this Privacy Policy, or wish to access, update, correct, or delete your information or otherwise exercise any privacy rights available to you under applicable law, you may contact us at:

Buy House No Banks

Website: www.buyhousenobanks.com

Phone: 888.515.2462

Email: info@buyhousenobanks.com